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Switching life insurance providers may seem appealing, but it comes with potential challenges like new medical exams, fees, and reset contestability periods.
The IRS has announced the PCORI fee that insurers and self-insured health plan sponsors will pay for plan years ending from October 2024 through September 2025.
SB 1090 increases SDI and PFL wage replacement to 70-90% and streamlines claim processing.
To maintain the tax advantages of employee benefit plans, employers must ensure compliance with nondiscrimination rules, which prevent preferential treatment for highly compensated or key employees.
Employee retirement plans offer benefits beyond financial security, attracting talent, boosting productivity, and fostering commitment. Navigating complexities requires tailored strategies to maximize benefits for both employers and employees.
In 2024, employers must distribute MLR rebates tied to employee contributions. Learn about allocation, ERISA compliance, and tax implications.
New MHPAEA rules in 2025 ensure MH/SUD benefit parity. By 2026, plans must address access gaps and prevent discrimination.
Learn about the importance of businesses securing specialized insurance products tailored to their unique industry risks, such as cyber insurance or professional liability coverage, to ensure comprehensive protection beyond standard policies.
California’s SB 729 mandates fertility coverage, including IVF, in large group health plans